How To Avoid Insurance Fraud
Insurance fraud is a crime and a very common one for that matter. Insurance fraud in New York State costs residents millions of dollars each year in the form of higher premiums and higher prices for goods and services. The exact cost of insurance fraud is difficult to pinpoint, since so much simply goes unreported. However, the public can help to reduce fraud and lessen its impact by learning how to recognize fraud. One way is through out insurance fraud training, which helps people identify types of fraud. Avoid becoming a victim and fraud and learn how to suspect it!
For more information about our training programs for insurance fraud, please give us a call. The number for our office is 732-805-3980. When you call, we can discuss what it is you want out of the program and if we are a match. We have years of experience helping people throughout the New York City area with insurance fraud and want to help all that we can. So please, do not hesitate to reach out and learn more about all of the investigative services we offer. Let's take a closer look at some aspects surrounding insurance fraud to help you know the signs and avoid fraud.
Insurance Fraud Takes Different Forms
There are different forms of insurance fraud you should take note of. Here is a quick rundown of a few different examples of insurance fraud. By knowing what to look for, you can better spot an issue.
- Collecting workers compensation while still working and being employed.
- False claim of a home robbery.
- A doctor bills an insurer for services not provided.
- A driver and a body shop work together to inflate the auto damage claim and share in the profit.
- exaggerate the consequences of being in a car accident. Whether it is the injuries sustained or damage to the vehicle.
Common Insurance Scams
Let's take a closer look at some of the common insurance scams. You can learn from these examples and avoid having them happen to you!
Inaccurate & Inflated Claims
Perhaps the most common type of insurance scam is an inflated or inaccurate claim. Mainly with car accidents. There are so many moving parts and factors in play that can mess with this problem. From the other person in the accident, to the body shop, to the insurance company themselves. So be sure to know the full extent of your damage and take the time to decide what is right for you. Do not let any outside pressure get to you.
Staging an Accident
You may not believe it, but people stage accidents. Yes, I know. How dare they! A common staging of a car accident is when a car full of people slams on their breaks and suddenly stops in front of you and it looks like a rear-end collision.
A runner is someone who solicits the injured person and attempts to direct them to a particular medical facility. So if you are in an accident, be on the lookout for these "runners" who may be trying to involve you in their scheme.
On top of the runners, once you are in the emergency room, be suspicious of someone claiming to be employed at the hospital who recommends a particular medical facility for the follow-up treatment.
And simply in general, be cautious of anyone directing you to someone in regards to the accident. This includes a lawyer recommending a specific law firm to help. These are all your decisions. Not anyone else's.